Personalized life insurance.
In 60 seconds.
- No medical exam required
- Same-day approval
- Coverage from $9 a month
What province are you in?
Coverage and rates vary by province. Takes 60 seconds.
How much coverage do you need?
Most Canadians choose between $100,000 and $500,000. You can adjust later.
How old are you?
Your age helps us match you with the right product.
What's your gender?
Life insurance premiums differ by gender.
Do you smoke?
Includes cigarettes, vapes, and cannabis in the past 12 months.
What's your name?
So we can personalize your quote.
What's your email?
We'll send your personalized quote here.
What is your phone number?
We need to verify you're a real human.
You're all set, friend.
A licensed Oneday agent will call you at your number within the next 15 minutes with your personalized rate.
Your info is private. We never sell your data without your consent.
Tell us about you
A few quick questions, no medical exam, no commitment.
Get your rate
Your personalized rate is calculated instantly from your answers.
Speak with an agent
A licensed Oneday advisor confirms your rate. Most applicants approved the same day.
★★★★★ 4.9/5 from 300+ reviews · No medical exam · Same-day approval
Most Canadians are one event away from financial trouble.
Half of Canadians are exposed
Roughly half of Canadian households have no life insurance. If a primary earner is gone, the mortgage, debts, and final expenses fall to the family.
Today's rate is the cheapest you'll get
Premiums rise with every birthday. Locking in coverage now is almost always cheaper than waiting another year, sometimes by 6 to 10 percent for the same policy.
Tax-free for your family
Life insurance payouts in Canada go to your beneficiaries tax-free. Every dollar of coverage works for them, with nothing lost to the CRA.
No medical exam, no clinic visit
Every Open Series tier uses simplified-issue underwriting. A short questionnaire, a fast decision, no needles and no waiting on lab results.
Trusted by thousands of Canadian families.
"Very informative and helpful with finding the best policy for me."
"My rep is the man! He truly cares for the greater good of the client. I would 100% recommend. Thank you."
"Agent was excellent! Everything was explained clearly, and at an appropriate level."
"Agent was very helpful and knew how to explain things so I could easily understand what I had to do. I felt very sure that this was what I needed."
"Working with Oneday was like working with a friend. A friend that wants the best for you. A friend who wants to take your worries away. And they did."
"Was very precise and knowledgeable in explaining the policy as well as asking all the questions pertaining to my health. He also called several times and left messages. However today he called and I was available and had time to discuss my situation. I can say he is also excellent on follow up. Thanks."
"Thanks Oneday for your deeds and your conviviality as a true professional you created a slam dunk environment for a smooth transition from start to finish. Again thanks."
"We found our agent very helpful, patient and very knowledgeable! I really liked the idea of sharing the screen when filling out the application. Great idea! I would not hesitate on referring him to any of our friends or family."
Coverage for everyone. Complexity for no one.
Who underwrites my policy?
Do I need a medical exam to qualify?
How fast can I get approved?
Can I qualify with a pre-existing condition?
How much coverage do I need?
- Debt: credit cards, car loans, lines of credit, and other personal debts.
- Income: your annual income multiplied by the number of years your family would need to replace it (typically 5 to 10).
- Mortgage: the balance remaining on your home.
- Education: the projected cost of putting your children through school.